Bakersfield, California Life and Health Insurance
Ginn Insurance Services is located in Bakersfield, CA.  We help clients with their life and health insurance needs.  We are an independent company which benefits our clients greatly because we’re not limited to proprietary or “in house” products.  We’re able to shop the market for the best carriers and present these to our clients; Clients appreciate this because they know they’ll get the best coverage at the best price.
Contact us today to schedule an appointment.

1035 Exchange Rules and Ideas:
The IRS allows you to exchange an insurance contract for a new life insurance contract insuring the same person without paying tax on the investment gains earned on the original contract. This can be a substantial benefit. This is governed by Section 1035 of the IRS code and are called 1035 Exchanges.
This benefit comes with some important IRS guidelines:

1035 exchange code says that the old insurance policy must be exchanged for a new policy.  You cannot receive a check and apply …

What year am I eligible for my Social Security Benefits?