The Troubled Road Ahead for 401k Investors.

Limited funding: Your 401k, SEP IRA, SIMPLE, Traditional IRA, Roth IRA and other qualified plans all contain IRS guidelines on how much money can be funded for your retirement.  Why?  Shouldn’t you be able to fund your retirement on your financial schedule not what the IRS says you can!
Participation Requirements: Just another obstacle companies face in providing retirement accounts which can be reduced and or avoided.
Unknown Future Tax Rates: If taxes are going to be higher in 20-30 years, why would you want to …

Access The Cash in your Whole Life Policy without Surrendering it!
Would you like to access the cash value in your Whole Life Insurance policy without surrendering or canceling the policy?  We can do this for you.  Depending on your situation, you can access up to 90% of the existing cash.  Contact us for details.

Bakersfield, California Life and Health Insurance
Ginn Insurance Services is located in Bakersfield, CA.  We help clients with their life and health insurance needs.  We are an independent company which benefits our clients greatly because we’re not limited to proprietary or “in house” products.  We’re able to shop the market for the best carriers and present these to our clients; Clients appreciate this because they know they’ll get the best coverage at the best price.
Contact us today to schedule an appointment.

Insurance companies we represent pay us a commission each time we sell one of their policies. Whether we sell an individual or group plan, it will cost you exactly the same with or without our services. When you purchase insurance and benefit products through us, you’ll get our dedicated service to you at no extra charge.
We represent most all of the top carriers including Blue Shield, Blue Cross, Kaiser and others.
Search for your plan using the links provided.

Free Gym Membership
Starting June 1, 2010, Blue Shield Medicare Supplemental plans will include a free gym membership through the SilverSneakers Program at 24 Hour Fitness Clubs.  Also, if you’re new to Medicare Part B, subscribers can save $10 each month on their Medicare Supplemental plan rates for the first 12 months.  Call Ginn Insurance at 661-333-1181 for details.