The Troubled Road Ahead for 401k Investors.

Limited funding: Your 401k, SEP IRA, SIMPLE, Traditional IRA, Roth IRA and other qualified plans all contain IRS guidelines on how much money can be funded for your retirement.  Why?  Shouldn’t you be able to fund your retirement on your financial schedule not what the IRS says you can!
Unknown Future Tax Rates: If taxes are going to be higher in 20-30 years, why would you want to pay a higher tax rate on a larger balance in your 401k (tax deferred) or other qualified …

Ginn Insurance works with companies to incorporate this into their retirement plan options.  Instead of new mutual fund choices to choose from, employers can offer a totally new investment vehicle with HUGE benefits over the traditional qualified plans like 401k’s or other tax deferred investment vehicles.  Now your matching contributions will be done with after tax dollars and your employer will contribute your same 3%, 6% or whatever your 401k match was into a Indexed Universal Life Policy.  Allowing this to happen is a win/win situation for the employer and …

Insurance companies we represent pay us a commission each time we sell one of their policies. Whether we sell an individual or group plan, it will cost you exactly the same with or without our services. When you purchase insurance and benefit products through us, you’ll get our dedicated service to you at no extra charge.
We represent most all of the top carriers including Blue Shield, Blue Cross, Kaiser and others.
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Starting June 1, 2010, Blue Shield Medicare Supplemental plans will include a free gym membership through the SilverSneakers Program at 24 Hour Fitness Clubs.  Also, if you’re new to Medicare Part B, subscribers can save $10 each month on their Medicare Supplemental plan rates for the first 12 months.  Call Ginn Insurance at 661-333-1181 for details.
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