<?xml version="1.0" encoding="UTF-8"?><!-- generator="WordPress/2.9.1" -->
<rss version="0.92">
<channel>
	<title>Ginn Insurance Services</title>
	<link>http://www.ginninsurance.com</link>
	<description>Benefits Specialists for Life Insurance, Health Insurance and Tax Free Retirement Planning</description>
	<lastBuildDate>Sat, 04 Sep 2010 17:19:21 +0000</lastBuildDate>
	<docs>http://backend.userland.com/rss092</docs>
	<language>en</language>
	
	<item>
		<title>401k Problems!  What&#8217;s The Alternative?</title>
		<description><![CDATA[The Troubled Road Ahead for 401k Investors.

Limited funding: Your 401k, SEP IRA, SIMPLE, Traditional IRA, Roth IRA and other qualified plans all contain IRS guidelines on how much money can be funded for your retirement.  Why?  Shouldn&#8217;t you be able to fund your retirement on your financial schedule not what the IRS says you can!
Unknown Future Tax Rates: If taxes are going to be higher in 20-30 years, why would you want to pay a higher tax rate on a larger balance in your 401k (tax deferred) or other qualified ...]]></description>
		<link>http://www.ginninsurance.com/equity-indexed-universal-life-insurance/401k-problems/</link>
			</item>
	<item>
		<title>Life Insurance Consolidation</title>
		<description><![CDATA[
Access The Cash in your Whole Life Policy without Surrendering it!
Would you like to access the cash value in your Whole Life Insurance policy without surrendering or canceling the policy?  We can do this for you.  Depending on your situation, you can access up to 90% of the existing cash.  Contact us for details.
Social Bookmarking



		
			Email this to a friend?
		
		
			Email this via Gmail
		
		
			Share this on Facebook
		
		
			Subscribe to the comments for this post?
		
		
			Tweet This!
		
		
			Digg this!
		
		
			Share this on LinkedIn
		
		
			Share this on Wikio
		
		
			Share this on Technorati
		
		
			Post this to MySpace
		
		
			Email this via Yahoo! Mail
		
		
			Buzz up!
		
		
			Share ...]]></description>
		<link>http://www.ginninsurance.com/life-insurance/life-insurance-consolidation/</link>
			</item>
	<item>
		<title>Life Insurance, Bakersfield, CA</title>
		<description><![CDATA[Bakersfield, California Life and Health Insurance
Ginn Insurance Services is located in Bakersfield, CA.  We help clients with their life and health insurance needs.  We are an independent company which benefits our clients greatly because we&#8217;re not limited to proprietary or &#8220;in house&#8221; products.  We&#8217;re able to shop the market for the best carriers and present these to our clients; Clients appreciate this because they know they&#8217;ll get the best coverage at the best price.
Many of our prospective clients are unaware that life insurance is used as an effective estate planning ...]]></description>
		<link>http://www.ginninsurance.com/life-insurance/life-insurance-bakersfield-ca/</link>
			</item>
	<item>
		<title>1035 Exchange</title>
		<description><![CDATA[1035 Exchange Rules and Ideas:
The IRS allows you to exchange an insurance contract for a new life insurance contract insuring the same person without paying tax on the investment gains earned on the original contract. This can be a substantial benefit. This is governed by Section 1035 of the IRS code and are called 1035 Exchanges.
This benefit comes with some important IRS guidelines:


1035 exchange code says that the old insurance policy must be exchanged for a new policy.       You cannot receive a check and apply ...]]></description>
		<link>http://www.ginninsurance.com/1035-exchange/1035-exchange/</link>
			</item>
	<item>
		<title>401(k) Investment Alternative</title>
		<description><![CDATA[Ginn Insurance works with companies to incorporate this into their retirement plan options.  Instead of new mutual fund choices to choose from, employers can offer a totally new investment vehicle with HUGE benefits over the traditional qualified plans like 401k&#8217;s or other tax deferred investment vehicles.  Now your matching contributions will be done with after tax dollars and your employer will contribute your same 3%, 6% or whatever your 401k match was into a Indexed Universal Life Policy.  Allowing this to happen is a win/win situation for the employer and ...]]></description>
		<link>http://www.ginninsurance.com/featured/401k-versus-indexed-universal-life/</link>
			</item>
	<item>
		<title>Social Security Benefits</title>
		<description><![CDATA[What year am I eligible for my Social Security Benefits?
Social Bookmarking



		
			Email this to a friend?
		
		
			Email this via Gmail
		
		
			Share this on Facebook
		
		
			Subscribe to the comments for this post?
		
		
			Tweet This!
		
		
			Digg this!
		
		
			Share this on LinkedIn
		
		
			Share this on Wikio
		
		
			Share this on Technorati
		
		
			Post this to MySpace
		
		
			Email this via Yahoo! Mail
		
		
			Buzz up!
		
		
			Share this on del.icio.us
		
		
			Blog this on Blogger
		
		
			Add this to Google Bookmarks
		
		
			Post on Google Buzz
		
		
			Add this to Google Reader
		
		
			Submit this to Twittley
		
		
			Stumble upon something good? Share it on StumbleUpon
		
		
			Post this on Diigo
		
		
			Share this on FriendFeed
		
		
			Share this on Reddit
		
		
			Send this page to Print Friendly
		
		
			Seed this on Newsvine
		
		
			Share ...]]></description>
		<link>http://www.ginninsurance.com/social-security-benefits/social-security-benefits/</link>
			</item>
	<item>
		<title>Individual Health Plans</title>
		<description><![CDATA[Insurance companies we represent pay us a commission each time we sell one of their policies. Whether we sell an individual or group plan, it will cost you exactly the same with or without our services. When you purchase insurance and benefit products through us, you’ll get our dedicated service to you at no extra charge.
We represent most all of the top carriers including Blue Shield, Blue Cross, Kaiser and others.
Search for your plan using the links provided.
Social Bookmarking



		
			Email this to a friend?
		
		
			Email this via Gmail
		
		
			Share this on Facebook
		
		
			Subscribe to ...]]></description>
		<link>http://www.ginninsurance.com/health-insurance-bakersfield-ca/individual-health-plans/</link>
			</item>
	<item>
		<title>Indexed Universal Life Insurance</title>
		<description><![CDATA[Indexed Universal Life:  Best Retirement Investment, Bar None!!  See Why:
&#8220;Would you rather be taxed on the seed or the harvest?&#8221; The seed, for sure!! I can buy the seed for $50 and I&#8217;ll make $5,000 on the harvest.  Would you rather pay tax on $50 or $5,000? This being the case, why are so many people using Tax Deferred investments like 401k&#8217;s to save for retirement? The second you contribute to a Tax Deferred investment, you&#8217;re under control of the IRS and Uncle Sam&#8217;s rules; He can change them at ...]]></description>
		<link>http://www.ginninsurance.com/equity-indexed-universal-life-insurance/universal-life-insurance/</link>
			</item>
	<item>
		<title>Tax Free Retirement Planning</title>
		<description><![CDATA[
Tax Free Retirement
If taxes are going to be higher in 20-30 years (history has shown they will), why are so many American&#8217;s using tax deferred investments to save for retirement when they could just pay the tax and invest tax free from the start?  Pay the taxes on your seeds and the harvest will be tax free (the proper way to invest)!  Seems pretty simple!
If you&#8217;re one of the million American’s currently saving for your retirement using a tax-deferred investment such as a 401(k), 403 (b), Traditional IRA or other ...]]></description>
		<link>http://www.ginninsurance.com/tax-free-retirement/tax-deferred-retirement-plans/</link>
			</item>
	<item>
		<title>Free Gym Membership with Medicare Supplemental Plans</title>
		<description><![CDATA[Starting June 1, 2010, Blue Shield Medicare Supplemental plans will include a free gym membership through the SilverSneakers Program at 24 Hour Fitness Clubs.  Also, if you&#8217;re new to Medicare Part B, subscribers can save $10 each month on their Medicare Supplemental plan rates for the first 12 months.  Call Ginn Insurance at 661-333-1181 for details.
Social Bookmarking



		
			Email this to a friend?
		
		
			Email this via Gmail
		
		
			Share this on Facebook
		
		
			Subscribe to the comments for this post?
		
		
			Tweet This!
		
		
			Digg this!
		
		
			Share this on LinkedIn
		
		
			Share this on Wikio
		
		
			Share this on Technorati
		
		
			Post this to MySpace
		
		
			Email this via Yahoo! ...]]></description>
		<link>http://www.ginninsurance.com/featured/medicare-supplemental-plans/</link>
			</item>
</channel>
</rss>
