Insurance companies we represent pay us a commission each time we sell one of their policies. Whether we sell an individual or group plan, it will cost you exactly the same with or without our services. When you purchase insurance and benefit products through us, you’ll get our dedicated service to you at no extra charge.
We represent most all of the top carriers including Blue Shield, Blue Cross, Kaiser and others.
Search for your plan using the links provided.

Indexed Universal Life:  Here’s what makes these so powerful and something no other insurance policy will provide:

Annual “Lock-In” of all profits on your anniversary date each year.
Unlimited Returns!  Call us for these carriers.
Guaranteed floor of 0-3% each year.
No market risk.  ZERO!
Does not make your Social Security taxable like other traditional tax-deferred qualified plans.
No participation requirements or administration fees for companies.
Access to your money at any time without penalty.
Money grows tax free.
Unlimited contributions.
Death Benefit.
Real Returns not Average Returns.
Excellent for Retiree’s turning 70 1/2 who are required to take minimum distributions (RMD’s) …

Tax Free Retirement
If taxes are going to be higher in 20-30 years (history has shown they will), why are so many American’s using tax deferred investments to save for retirement when they could just pay the tax and invest tax free from the start?  Pay the taxes on your seeds and the harvest will be tax free (the proper way to invest)!  Seems pretty simple!
If you’re one of the million American’s currently saving for your retirement using a tax-deferred investment such as a 401(k), 403 (b), Traditional IRA or other …

Free Gym Membership
Starting June 1, 2010, Blue Shield Medicare Supplemental plans will include a free gym membership through the SilverSneakers Program at 24 Hour Fitness Clubs.  Also, if you’re new to Medicare Part B, subscribers can save $10 each month on their Medicare Supplemental plan rates for the first 12 months.  Call Ginn Insurance at 661-333-1181 for details.